Vision Payumagic Multiservices Pvt. Ltd. offers services such as recharge of Mobile phones, DTH and Data cards or other services (called “Services”) which may be introduced from time to time. By using Vision Payumagic Multiservices site the registered user agrees with and bound by these Terms and Conditions. He also agrees to keep himself abreast with the changes in these terms and conditions by visiting the same, every time he uses the site.
These Terms and Conditions (as may be updated with time) is a legal agreement between users (having minimum 18 years age), regarding use of prepaid mobile/DTH/Data card recharge (known as "Recharge") and related Services. The payumagic@gmail.com web-site (known as the "Site") and Service is subject to user compliance with the terms and conditions set forth below including all exhibits. Vision Payumagic Multiservices reserves the right,to add, delete or revise part of these terms and conditions any time without further notice. User shall stay abreast of any changes that the "Site" may undergo. The services hereunder are offered by Vision Payumagic Multiservices Pvt. Ltd., located at: Shop No 8, Sarala Apartment, Canada Corner, Sharanpur Road, Nashik – 422002.
The "User" shall agree to provide true, accurate and current information about him/her, as prompted by the registration form of the "Site". The "User" shall agree to maintain the security of his/her password and identification; maintain and promptly update the Registration Data, and any other information the "User" provides to the "Site", to keep it accurate, current and complete; and shall be fully responsible for all use of account and for any actions that take place using the "User" account.
The "User" acknowledges that registration does not guarantee continued or continuous service and also acknowledges that "Site" may terminate the registration at any point of time with or without notice.
"Site" reserves the right to delete any information and to refuse any and all future use, if it suspects that the information provided by the "User" is false and inaccurate.
While registering, the user will choose a password and is responsible for maintaining the confidentiality of the password and account. The user is fully responsible for all activities that occur while using their password or account. It is the duty of the user to notify the "Site" immediately of any unauthorized use of their password or account or any other breach of security. "Site" will not be liable for any loss that may be incurred by the user as a result of unauthorized use of their password or account, either with or without their knowledge.
Eligibility
The "User" needs to be at least 18 years of age to use the services at this site. The user represents and confirms that he has the rights and authority to enter into the agreement and he will abide by all the terms and conditions of this agreement. Vision Payumagic Multiservices Pvt. Ltd. reserves the rights to terminate the agreement for any reasons including the reason that it believes that user is below the age of 18 years.
About Vision Payumagic Multiservices Pvt. Ltd.
Vision Payumagic Multiservices is a only reseller of the services. It does to provide telecom or other services. Vision Payumagic Multiservices do not guarantee / warrantee the quality of the telecom services. The recharge services provided by us are without recourse against us for any breach of contract by the telecommunication companies. Any disputes regarding the quality and cost, or other terms of the telecom service must be handled directly between users(or the recipient of the service) and the telecommunication companies.
Communication Policy
The customer accepts to receive SMS regarding recharge or services provided by Vision Payumagic Multiservices. Such SMS would be delivered only if customer’s mobile is in ON mode. In case customer’s mobile is in off mode, such alerts may be delayed.
Vision Payumagic Multiservices shall try its best to provide SMS alerts to the customers. The customer agrees that SMS is an additional service provided by Vision Payumagic Multiservices for the benefit of the customers. SMS service may be subject to error, omission and/ or inaccuracy. If the customer observes any errors, he shall inform Vision Payumagic Multiservices about the same and Vision Payumagic Multiservices will try its best to rectify the error as early as possible. The customer shall not hold Vision Payumagic Multiservices liable for any claims, loss, damages, expense including legal cost that he may be incur on account of the above.
The customer agrees that the quality, clarity, accuracy and strength of the service depend on factors such as infrastructure and connectivity of the service provider. Vision Payumagic Multiservices shall not be liable for any non-delivery or delayed delivery of the SMS under any circumstances.
The customer agrees to keep Vision Payumagic Multiservices and its SMS service provider harmless and indemnified against any damages, claims, demands, proceedings, loss, cost, charges and expenses whatsoever including legal charges and attorney fees which Vision Payumagic Multiservices and the SMS service provider may at any time incur, sustain, suffer or be put to as a consequence of or arising out of (i) misuse, improper or fraudulent information provided by the customer and/or (ii) the customer providing incorrect number or providing a number that belongs to that of an unrelated third party.
By accepting the terms and conditions the customer agrees that Vision Payumagic Multiservices can call the mobile phone number of the customer or the mobile phone number recharged by the customer to get the feedback on the services provided by Vision Payumagic Multiservices.
Use of site
User understands that except for information, products or services clearly indicated as being supplied by the Vision Payumagic Multiservices, we do not operate, control, or endorse any information, products or services on the Internet in anyway. User also understands that Vision Payumagic Multiservices cannot and does not guarantee that the files or data downloaded from its site would be free of any bugs, viruses or worms. User is responsible to install suitable antiviruses at his end to take care of such eventualities.
Prohibited Conduct
The customer, by using our services, agrees not to :
•  use the services for anything else other than mobile phone, DTH and Data card or other services provided by Vision Payumagic Multiservices.
•  purchase recharge through any fraudulent funds or unfair mean
•  use the Services if he is under age of 13 years in accordance with the applicable laws. He can use the services under his parental sponsor if his age is above 13 years but less than 18 years.
•  post or transmit any message or data which is pornographic in nature and libelous, defamatory against any person.
•  Indulge in any hacking or unfair services which may cause harm to the Vision Payumagic Multiservices site.
•  send automated request of any kind to the Site's system without express permission in advance from Vision Payumagic Multiservices.
•  interfere with security-related features of the Services and the Vision Payumagic Multiservices site
•  attempt to reverse engineer or discover the source code of the Services or any part thereof
•  use the Services in any manner that could damage, disable, overburden, or impair it, including, without limitation, using the Services in an automated manner
•  intentionally interfere with or damage operation of the Services by any means, including uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code    or file with contaminating or destructive features
•  use any means to copy the Site without prior written permission from Vision Payumagic Multiservices
•  interfere or disrupt this Site or networks connected to this Site
•  take any action that puts unreasonably or disproportionately large load on our site
•  use the site for any illegal activity or other activity which may infringe others rights
•  breach this Agreement or any other Vision Payumagic Multiservices agreement or policy
•  provide false, inaccurate or misleading information
•  purchase recharge from Vision Payumagic Multiservices site, using fraudulent funds
•  use the services in a manner that may result in disputes, charge backs, penalties and other liability to Vision Payumagic Multiservices
•  use the Services in a manner that Vision Payumagic Multiservices or any payment card network reasonably believe to be an abuse of the payment card system or a violation of payment     card network rules
•  take any action whereby Vision Payumagic Multiservices may lose its services from its service providers, payment gateways or others.
Sales and Refund Policy
All sales of Recharge are final without any refund permitted. Users are responsible to verify the mobile, DTH or Data card numbers before they recharge. Vision Payumagic Multiservices is not responsible if by anyway Recharge has been done for an incorrect mobile number or DTH account number.
If money has been deducted from user’s credit / debit cards or net banking and recharge is not delivered within 12 hours of completion of transaction, user can send an e-mail to Vision Payumagic Multiservices at support@payumagic.com or to the e-mail address given on the Vision Payumagic Multiservices site. In the e-mail, please provide: Mobile or DTH or Data card number as the case may be, Operators name, amount of recharge, order number and description of complaint. Vision Payumagic Multiservices will investigate the matter and if it is found that money was debited to the user and recharge was not delivered then user would be either refunded or recharge delivered within 21 working days.
Termination
The User agrees that the Site, at its sole discretion, may terminate the account, password or use of the service, for any reason or if the Site believes that the user has violated or has acted inconsistently with the spirit of Terms of Service. The site also at its sole discretion and at any time may discontinue providing the service, with or without notice. Upon termination, user's right to use the Site immediately ceases. Further, the user must agree that the Site shall not be liable to anyone for any termination of User access to the service.
Limitation of Liability

The site is not to be held liable for special, consequential, incidental, indirect or punitive loss, damage or expenses , data, loss of facilities, or equipment or the cost of recreating lost data regardless of whether arising out of a breach of contract, warranty, tort, strict liability or otherwise. The User shall agree that the Site shall not be liable for any damage, monetary loss resulting from transactions resulting to the damage of the User's reputation resulting from bogus entries.  In no event will Vision Payumagic Multiservices or its contractors, agents, licensors, partners, or suppliers be liable to user for any special, indirect, incidental, consequential, punitive, reliance, or exemplary damages (including without limitation lost business opportunities, lost revenues, or loss of anticipated profits or any other pecuniary or non-pecuniary loss or damage of any nature whatsoever) arising out of or relating to (i) this agreement, (ii) the services, the site or any reference site, or (iii) user use or inability to use the services, the site (including any and all materials) or any reference sites, even if Vision Payumagic Multiservices or a Vision Payumagic Multiservices authorized representative has been advised of the possibility of such damages. In no event will Vision Payumagic Multiservices or any of its contractors, directors, employees, agents, third party partners, licensors or suppliers' total liability to User for all damages, liabilities, losses, and causes of action arising out of or relating to (i) this Agreement, (ii) the Services, (iii) User use or inability to use the Services or the Site (including any and all Materials) or any Reference Sites, or (iv) any other interactions with Vision Payumagic Multiservices, however caused and whether arising in contract, tort including negligence, warranty or otherwise, exceed the amount paid by User to Vision Payumagic Multiservices or Rs 1000 (Rs one thousand) whichever is less. User acknowledges that Vision Payumagic Multiservices has provided its services and set prices based on the warranty disclaimers and the limitations of liability set forth herein. It is also agreed and acknowledged that Vision Payumagic Multiservices would not be able to provide its services economically and viably without having these limitations of liabilities.

Indemnification
The User agrees to indemnify and hold Vision Payumagic Multiservices, its directors, officers and third party service providers harmless from any loss, liability, claim, or demand, including legal fees made by any third party due to or arising out of the Content that the User submits, posts, transmits or otherwise makes available through the Service, the use of the Service, the connection to the Service, the violation of this Agreement, or violation of any applicable law or any breach of user representations and warranties set forth above.
Ownership; Proprietary Rights
The site and its services are operated by Vision Payumagic Multiservices and / or its third party service providers. The visual interfaces, graphics, design, compilation, information, computer code (including source code and object code), products, software, services, and all other elements of the Services and the Site provided by Vision Payumagic Multiservices (the "Materials") are protected by Indian copyright, trade dress, patent, and trademark laws, international conventions, and all other relevant intellectual property and proprietary rights, and applicable laws. All Materials, trademarks, service marks, and trade names contained on the Site are the property of Vision Payumagic Multiservices and/or third party licensors or suppliers. User agree not to remove, obscure, or alter Vision Payumagic Multiservices or any third party's copyright, patent, trademark, or other proprietary rights notices affixed to or contained within or accessed in conjunction with or through the Services.
Modification of this Agreement
Vision Payumagic Multiservices reserves the right to modify, change, add, or remove portions of this Agreement at any time by posting notification to the Vision Payumagic Multiservices site www.payumagic.com. The changes shall be deemed accepted by User, 24 hours after the initial posting and shall apply immediately on a going-forward basis with respect to payment transactions initiated after the posting date.
Notice
Notice to Vision Payumagic Multiservices must be sent by registered mail to Vision Payumagic Multiservices Pvt. Ltd. Vision Payumagic Multiservices may send notices and communications to users through email or regular mail or postings on the Vision Payumagic Multiservices site payumagic@gmail.com or by any other acceptable means.
Governing Law
This agreement shall be governed by the laws of government of India. All disputes, claims shall be resolved by court located at Nashik, India.
Waiver
Any waiver of terms of this agreement shall be valid only if this is in writing and signed by Vision Payumagic Multiservices. Failure or delay to exercise the rights by Vision Payumagic Multiservices will not mean waiver of its rights.
Arbitration
The User and/or Vision Payumagic Multiservices may elect to resolve any dispute erelating to Service provided in connection with this Agreement by binding arbitration in accordance with the provisions of the Indian Arbitration & Conciliation Act, 1996. The arbitrated shall be conducted on an individual basis and shall not be consolidated with any claim or controversy of any other party. The place of arbitration shall be Nashik, India. Pending the completion of arbitration, either party may seek any interim relief from the court of competent jurisdiction in Nashik, India. Either party shall keep the arbitration confidential and will not disclose any part or contents of the arbitration, except as may be required by law. The language of Arbitration shall be English. Each party shall bear its own costs. All other costs shall be divided equally between both parties.
Disclaimer
The information on this web site is provided on an "as is" basis. To the fullest extent permitted by law, this Company :
• excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or the Company's literature; and
• excludes all liability for damages arising out of or in connection with user use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or user have advised this Company of the possibility of such potential loss), damage caused to user computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.
These paragraphs shall survive termination of this agreement.
Severability
If any of the provisions of this Agreement is held to be unlawful, void, invalid or otherwise unenforceable, then that provision will be limited or eliminated from this Agreement to the minimum extent required. The remaining provisions of the agreement shall still be valid.
Force Majeure
Neither party shall be liable to the other for any failure to perform any obligation under any Agreement which is due to an event beyond the control of such party including but not limited to any Act of god, terrorism, war, Political insurgence, insurrection, riot, civil unrest, act of civil or military authority, uprising, earthquake, flood or any other natural or man made eventuality outside of our control, which causes the termination of an agreement or contract entered into, nor which could have been reasonably foreseen. Any Party affected by such event shall forthwith inform the other Party of the same and shall use all reasonable endeavors to comply with the terms and conditions of any Agreement contained herein.
 
 
 
     
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